Client Newsletter, October 2023

As we head into a new academic year, many of you might have children or grandchildren starting at university. This important milestone marks the start of an incredible experience, but like any change it can be daunting. We’ve therefore prepared a couple of articles to help you support any new university students as they navigate student loans and budgeting in the current cost of living crisis. We hope these are of interest, and please do let us know if you would like to see more similar content in future newsletters.

In addition, this newsletter includes articles on everything from capital gains tax, what we’ve learned from rising interest rates, premium bonds, and the latest update on ‘latent value’ from our Chief Investment Officer, James Calder. And if you’ve been following our series of articles on Lasting Power of Attorney, this quarter our Client Experience Manager, Tracy Coghill, looks at ways you can help if there is no LPA in place.

While there’s no substitute for one-to-one advice, we hope the news and insights we’ve selected to share are useful and help you organise your finances. And if you have any questions, please email us.