Welcome to our first newsletter of 2022

This quarter, we start thinking ahead to the end of the tax year, with an emphasis on making sure you’re prepared for what’s ahead. While there is no spring Budget expected, there are still some important changes from last September’s announcements that we need to be mindful of - our ‘Get ready for the 5th April’ piece should help you feel more prepared as we approach this important date in the financial calendar.

If you’re planning for retirement, it’s also worth taking a look at the latest Pensions & Lifetime Savings Association (‘PLSA’) tables in our ‘Putting a cost on retirement’ piece. If these figures come as a surprise, it might be time to review your retirement planning.

We also cover the social care cap being introduced in England. While these changes don’t come into effect until October, the accompanying National Insurance and dividend increases will bite from April.

While there's no substitute for one-to-one advice, we hope the news and insights we've selected to share are useful and help you organise your finances.