BANK INTEREST Rates (from 6th October 2025)
Cash balance Applicable interest rate
Onshore sterling (GBP)
Interest will be payable monthly on onshore sterling Client Money balances and paid into your account by the end of the following calendar month. Interest will normally be credited gross to a client's portfolio.
Third Financial may retain a portion of interest on Client Money based on their agreement with the financial institution holding cash.
There may be circumstances where the financial institution changes the rate it provides. When this happens you will receive an email notifying you of the change and current rates will always be available on the website above.
£0 - £20,000 Interest rate applied will not be less than 1.5% per year under base rate.
Above £20,000 Interest rate applied will not be less than 0.70% per year under base rate.