The State Pension while seemingly small is a valuable part of your ongoing financial planning. The current full new state pension payment amount is £175.20 per week (£9,141.69 pa or £761.81 pm in 2020/21) and people retiring now will have a state pension age of around 66.

Being active multi asset investors, we are fortunate to have the ability to rotate in and out of different asset classes. Having inflation plus benchmarks means, historically, our targets have always risen in value.

The outbreak of COVID 19 and the subsequent policy response has resulted in an increasing number of clients asking us if this will impact inflation. We do not claim to have all the answers but, as real return investors, the inflation environment is crucial for us to consider.

The market reaction to the Covid-19 pandemic has many implications. Investment returns on capital dominate the headlines, but income is not only an important part of total return (capital plus income), for many, it provides most of the cash flow required to pay for their daily expenses.

At our March asset allocation meeting, the effects of Covid19 dominated our discussion. We concluded that it was appropriate to increase risk within client mandates, to a modest extent, to take advantage of recent falls.

Following this week’s exceptional market movements, an update on CAM’s thinking.

Read CAM’s thinking on the market impact of the Coronavirus in the short and long term.

In his latest article Daniel Minett, Investment Director at City Asset Management explains the reasons why commercial property can be a good investment decision.

City Asset Management are delighted to announce that our AIM Portfolio Service has been shortlisted as a finalist in the Investment Week Tax Efficiency Awards 2019/20 within the category of Best AIM IHT Portfolio Service - DFM provider.

City Asset Management had their annual bake day to raise money for the Macmillan charity.

Hilary Coghill in September 2019 Portfolio Adviser’s sponsored Natixis round table event, talking about ESG (Environmental, Social and Governance).

An Introduction to City Asset Management (CAM) AIM Portfolio Services - what we do, how we do it and why. CAM has 15 years experience in the AIM market, we are one of the longest established managers.

Aqib Hashamali explores the link between government policies and inflation and its impact for real return investing

We are delighted to announce that Denise Collins, an investment manager in our team has been named in the prestigious PAM Top 40 Under 40 for 2019.

Asset allocation drives a majority of our returns. James Calder provides an insight into our current thinking and allocation calls in the prevailing uncertain market environment.

We often talk about politics, markets and economics separately as if they exist in a vacuum from each other. In reality though they are of course inextricably linked, and we think analysing these connections is going to be especially important to our portfolios over the coming years.

We are delighted to partner with Montessori St Nicholas to create a Space to Grow garden at the 2019 RHS Chelsea Flower Show. Designed by award-winning landscape designer, Jody Lidgard, the garden marks 100 years since Maria Montessori first bought her pioneering teaching methods to the UK, and reflects the key principles that lie at the heart of her child-centric approach to education

Part 2: Phil Bagshaw talks to Wealth Manager magazine about the MPS service and CAM’s Real Return investment philosophy.

City Asset Management favour direct commercial property as an asset class. However, there are two ways of accessing property exposure through funds – open-ended vehicles and closed-ended vehicles (i.e. investment trusts). We tend to favour the latter due to the constant liquidity of this investment vehicle.