This Q&A on vulnerable clients was featured in Money Marketing in May 2021, giving insights to advisers on how to treat vulnerable clients fairly and consistently.

Following the publication of over 30 documents on ‘tax day’, we identify some of the key areas likely to have a direct impact on your tax planning in the months and years ahead.

Despite the many rumours beforehand, the Chancellor still managed to produce some surprises on Budget Day. Our useful summary sets out all the key announcements made.

Commentary from our investment management team, sharing their thoughts on the three major geopolitical events that continue to dominate headlines: CV19, Brexit and the US presidential elections.

This summer was a busy period for the research team. Amongst our collective conclusions was that the return potential for absolute return strategies had substantially reduced.

Our approach at City Asset Management is one of real return investing, where we focus on client outcomes. This means traditional private client indices have limited relevancy to us, except for our growth mandate, which is managed on a relative return basis.

The State Pension while seemingly small is a valuable part of your ongoing financial planning. The current full new state pension payment amount is £175.20 per week (£9,141.69 pa or £761.81 pm in 2020/21) and people retiring now will have a state pension age of around 66.

Being active multi asset investors, we are fortunate to have the ability to rotate in and out of different asset classes. Having inflation plus benchmarks means, historically, our targets have always risen in value.

The outbreak of COVID 19 and the subsequent policy response has resulted in an increasing number of clients asking us if this will impact inflation. We do not claim to have all the answers but, as real return investors, the inflation environment is crucial for us to consider.

The market reaction to the Covid-19 pandemic has many implications. Investment returns on capital dominate the headlines, but income is not only an important part of total return (capital plus income), for many, it provides most of the cash flow required to pay for their daily expenses.

At our March asset allocation meeting, the effects of Covid19 dominated our discussion. We concluded that it was appropriate to increase risk within client mandates, to a modest extent, to take advantage of recent falls.

Following this week’s exceptional market movements, an update on CAM’s thinking.

Read CAM’s thinking on the market impact of the Coronavirus in the short and long term.

In his latest article Daniel Minett, Investment Director at City Asset Management explains the reasons why commercial property can be a good investment decision.

City Asset Management are delighted to announce that our AIM Portfolio Service has been shortlisted as a finalist in the Investment Week Tax Efficiency Awards 2019/20 within the category of Best AIM IHT Portfolio Service - DFM provider.

City Asset Management had their annual bake day to raise money for the Macmillan charity.

Hilary Coghill in September 2019 Portfolio Adviser’s sponsored Natixis round table event, talking about ESG (Environmental, Social and Governance).

An Introduction to City Asset Management (CAM) AIM Portfolio Services - what we do, how we do it and why. CAM has 15 years experience in the AIM market, we are one of the longest established managers.

Aqib Hashamali explores the link between government policies and inflation and its impact for real return investing