Client Newsletter, March 2026

Welcome to our first newsletter of 2026.

As the days grow lighter and the first signs of spring are in the air, we look forward to the year ahead with a reminder of the Budget changes that will impact you this year. We have also provided you with a short summary of the Chancellor’s Spring Statement on 3rd March.

We wanted to give you an important reminder of the deadlines for investing before 6 April, which falls over the Easter Bank Holiday weekend. The last day we can take ISA subscriptions and undertake sales for CGT purposes is Thursday 2nd April, as Friday is a Bank Holiday. Do contact a member of our team if you would like to discuss your financial arrangements further, whether with tax year-end planning in mind, because your circumstances have changed, or simply to discuss the options available to you. 

You will recently have received information about changes to our real return mandates. The changes to the target benchmarks will take effect on 1st April and you will see the updated mandate names reflected in your next valuation reports. Please do get in touch if you would like to discuss any aspect of this further.

Looking back to 2025, we analyse the drivers behind the underperformance of Sustainable investments. While it is clear that President Trump does not favour renewables, the story is complex and offers a positive outlook for the future. Focusing on the year ahead, we highlight the increasing amount of unclaimed Child Trust Fund money and explain how to determine if a loved one may be able to benefit. 

On a broader note, we discuss how the level of UK inflation is determined by reviewing a basket of consumer goods and what the constituents of this basket are. Since CAM began working with clients in 1988, this has included everything from Smash and VHS videos, through to garlic bread and MP3 players. Our Financial Planning team consider what this means for your investment portfolio.

Finally, we continue to be aware of exceptionally high levels of crime impacting our industry. Email hacking is particularly prevalent, as are bogus contacts from criminals seeking personal information and promising rewards for providing it. We are here to help you to navigate this worrying behaviour. Do reach out if we can help in any way. If you are not yet using YourCAM, I strongly encourage you to find out more about our portal, as the encrypted messaging system it provides is the most secure way of sharing information with you.

With best wishes for the year ahead,

Nick Coghill